Most Popular Credit Card By Country: Visa, Mastercard Or Amex (2024)

Most Popular Credit Card By Country: Visa, Mastercard Or Amex (1)

The map above shows which credit card company is the most popular in each country based on Google search data from Google Trends. It does not reflect the number of cards issued, nor transaction volume, simply the volume of searches for each company.

Overall, Google was able to provide data for 168 countries. Of those countries, Visa is the clear winner, being the most popular credit card company in 123 countries. Surprisingly, American Express (AMEX) is the most popular in 23 countries including the UK and US. Finally, Mastercard was the most popular company in 22 countries including Canada and Australia.

However, when you look at data on the biggest credit card networks, the data looks slightly different. Visa is the largest creit card issuer in the United States. According to CreditCards.com data, Visa has 304 million cards in circulation in the US and 545 million cards in circulation outside the US. Total transaction volume in the US was $1.2 trillion USD in 2014.

Mastercard has 191 million cards in circulation in the US and 576 million cards in circulation outside the US, which actually places it ahead of Visa globally (excluding US). However, US transaction volume is only $607 billion, around half of Visa’s total.

Finally, American Express is much smaller than the two giants with only 54.9 million cards in circulation in the US and another 57.3 million cards in the rest of the world. However, due to the affluence of their average customer, their transaction volume in the US is slightly higher than Mastercard’s at around $668 billion.

So why is Amex so popular in many countries, given it’s much smaller size?

This can likely attributed to the way Google collects search trends data. Data was for total searches for each company. And while Visa and Mastercard specialise in credit cards, American Express offers a variety of other services including insurance, travellers cheques and other travel and rewards services.

They also issue their own cards as opposed to Visa and Mastercard who issue their cards via banks, building societies, retailers and other financial services companies.

Also it should be noted that while we looked at China Unionpay, Discover Card and other credit card issuers, they were not included as there were no country where they were the most popular brand.

The reason why Unionpay was not the most popular brand in China is due to the fact data comes from Google, which only has around a 9% share of the Chinese search market and likely skews towards expats and those with an international focus.

The full list of countries by credit card company popularity is below:

The 123 countries where Visa is the most popular credit card company

  1. Albania
  2. Algeria
  3. Andorra
  4. Angola
  5. Argentina
  6. Armenia
  7. Austria
  8. Azerbaijan
  9. Bahrain
  10. Bangladesh
  11. Barbados
  12. Belarus
  13. Belgium
  14. Benin
  15. Bhutan
  16. Bolivia
  17. Bosnia Herzegovina
  18. Botswana
  19. Brunei
  20. Bulgaria
  21. Burkina Faso
  22. Burundi
  23. Cambodia
  24. Cameroon
  25. Colombia
  26. Congo (Democratic Republic)
  27. Congo
  28. Cuba
  29. Cyprus
  30. Djibouti
  31. Dominican Republic
  32. Ecuador
  33. Egypt
  34. El Salvador
  35. Ethiopia
  36. Fiji
  37. France
  38. Gabon
  39. Gambia
  40. Germany
  41. Ghana
  42. Greece
  43. Guatemala
  44. Guinea
  45. Guyana
  46. Haiti
  47. Honduras
  48. Indonesia
  49. Iran
  50. Iraq
  51. Ireland
  52. Israel
  53. Jamaica
  54. Japan
  55. Jordan
  56. Kazakhstan
  57. Kenya
  58. Kosovo
  59. Kuwait
  60. Kyrgyzstan
  61. Laos
  62. Lebanon
  63. Liberia
  64. Libya
  65. Luxembourg
  66. Macedonia
  67. Madagascar
  68. Malaysia
  69. Mali
  70. Malta
  71. Mauritania
  72. Mauritius
  73. Montenegro
  74. Morocco
  75. Mozambique
  76. Myanmar
  77. Namibia
  78. Nepal
  79. Netherlands
  80. New Zealand
  81. Nicaragua
  82. Niger
  83. Oman
  84. Pakistan
  85. Palestinian territories
  86. Panama
  87. Papua New Guinea
  88. Paraguay
  89. Peru
  90. Philippines
  91. Poland
  92. Portugal
  93. Qatar
  94. Romania
  95. Russia
  96. Saudi Arabia
  97. Senegal
  98. Serbia
  99. Sierra Leone
  100. Slovakia
  101. Somalia
  102. South Korea
  103. Spain
  104. Sudan
  105. Suriname
  106. Syria
  107. Taiwan
  108. Tajikistan
  109. Tanzania
  110. Thailand
  111. Timor-Leste
  112. Togo
  113. Trinidad & Tobago
  114. Tunisia
  115. Turkey
  116. Turkmenistan
  117. Uganda
  118. United Arab Emirates
  119. Uruguay
  120. Uzbekistan
  121. Vietnam
  122. Yemen
  123. Zambia

The 23 countries where American Express (AMEX) is the most popular credit card company

  1. Afghanistan
  2. Bahamas
  3. Belize
  4. Bermuda
  5. China
  6. Costa Rica
  7. Croatia
  8. French Guiana
  9. Georgia
  10. Hong Kong
  11. Iceland
  12. India
  13. Italy
  14. Latvia
  15. Mexico
  16. Mongolia
  17. Puerto Rico
  18. Singapore
  19. South Africa
  20. Sri Lanka
  21. United Kingdom
  22. United States
  23. Venezuela

The 22 countries where Mastercard is the most popular credit card company

  1. Australia
  2. Brazil
  3. Canada
  4. Chile
  5. Côte d’Ivoire
  6. Czech Republic
  7. Denmark
  8. Estonia
  9. Finland
  10. Greenland
  11. Hungary
  12. Lithuania
  13. Malawi
  14. Moldova
  15. Nigeria
  16. Norway
  17. Rwanda
  18. Slovenia
  19. Sweden
  20. Switzerland
  21. Ukraine
  22. Zimbabwe

Use of this map: You are free to use this map on your own website BUT YOU MUST provide linked attribution back to this blog post and/or MerchantMachine.co.uk. Map created using MapChart.net.

For more see our guide to the best card machines for small business in the UK.

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Most Popular Credit Card By Country: Visa, Mastercard Or Amex (2024)

FAQs

Which credit card is used most globally? ›

Of the four main types of credit cards—Visa, Mastercard, American Express and Discover—Visa is by far the most common, making up 58.3% of cards in circulation.

What is the most widely accepted credit card internationally? ›

While Visa and Mastercard have long been the most widely accepted credit card networks worldwide, American Express and Discover have been working on expanding their footprints in the U.S. and abroad.

Which is the most popular credit card Visa or Mastercard? ›

One significant difference between Visa and Mastercard is that Visa dominates the global credit market. Mastercard processes nearly less than half of what Visa does in annual payments and Visa's revenue is consistently higher. In 2022, close to 40% of all global card transactions were made using a Visa-branded card.

What countries don't accept Amex? ›

Places Where American Express is Not Accepted: Cuba, Sudan, South Sudan, Iran, Syria. Major Retailers That Accept American Express: Amazon, IKEA, Sears, Target, Walmart, Lowe's, Apple, Best Buy, Staples, CVS. Major Retailers That Don't Accept American Express: Costco, small non-chain stores/restaurants.

Which credit card is most popular in Europe? ›

American credit cards work throughout Europe (at hotels, larger shops and restaurants, travel agencies, car-rental agencies, and so on); Visa and MasterCard are the most widely accepted. American Express is less common, and the Discover card is unknown in Europe.

Is Amex or Visa more widely accepted? ›

Is Visa more widely accepted than American Express? Visa cards are more widely accepted worldwide than American Express cards, and you may find that small retailers are more likely to accept Visa cards.

Which card is best for international use? ›

Top 10 Forex Cards In India
  • 1] Niyo Global Card by DCB Bank. ...
  • 2] BookMyForex YES Bank Forex Card. ...
  • 3] Axis Bank Multi-Currency Forex Card. ...
  • 4] Standard Chartered Forex Card. ...
  • 5] HDFC Bank Multicurrency Platinum ForexPlus Chip Card. ...
  • 6] ICICI Bank Student Forex Prepaid Card. ...
  • 7] State Bank Multi-Currency Foreign Travel Card.

What is the best card to use worldwide? ›

Chase's current account is a great option for those who travel overseas regularly and who want a simple-to-use app-based account and debit card with zero fees for spending and cash withdrawals abroad.

Why is Amex not accepted? ›

The different fees often make or break a deal for a merchant. This is why many merchants, especially small businesses, don't accept American Express. American Express' interchange fee is just too high. Providers like Visa and Mastercard charge between 1.15% and 2.5%, while Amex charges merchants between 1.43% and 3.3%.

Who is American Express biggest competitor? ›

American Express's main direct credit card competitors are Mastercard, Visa, and Discover. While Mastercard and Visa have a different business model than American Express, they all compete in the credit card space. Financial institutions that issue credit cards also compete with American Express for consumer business.

Why is Amex not used everywhere? ›

That's because American Express typically charges higher merchant fees than other credit card networks. In other words: It's more cost-efficient for many businesses (especially low-margin ones) to take Visa or Mastercard instead.

What is the #1 credit card to have? ›

The best credit card overall is the Wells Fargo Active Cash® Card because it gives 2% cash rewards on purchases and has a $0 annual fee. For comparison purposes, the average cash rewards card in 2024 gives about 1% back. Cardholders can also earn an initial bonus of $200 cash rewards after spending $500...

Why do people prefer Visa over Mastercard? ›

While both Visa and Mastercard are accepted virtually everywhere around the world, Visa cards offer slightly more benefits than Mastercard cards. Basic level Visa cardholders get: Basic level Mastercard cardholders get: Lost or stolen card reporting.

What is the most exclusive credit card in the world? ›

What is the most prestigious credit card? One of the world's most prestigious credit cards is the Centurion® Card from American Express*. Though there may be other cards with more elaborate benefits, those cards are kept well under wraps.

Which card is used globally? ›

SBI Global International Debit Card

The card comes with an EMV chip, which provides additional security. You can shop at over 6 Lakh merchant outlets in India, and over 30 million worldwide. The card offers attractive reward points on spends like fuel, dine, travel, etc.

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